This is an excellent grant program and since it is a grant it does not have to be paid back.
Single-Family Housing Repair Grant
(SFH 504 Grant)
We will assist you in getting the process started.
Purpose: What is the Program's Goal?
To rehabilitate substandard housing to a safe, decent, and sanitary condition.
Program Type: How does it work?
USDA Rural Development makes grants to home owners.
Eligible Applicants: Who can apply?
Very low-income homeowners who are 62 years of age or older.
Eligible Areas:
Unincorporated rural areas, cities, and towns with populations of 20,000 or less.
Authorized Purposes: What can funds be used for?
Install or repair water and sewer hook-ups, roofing, insulation, and correct other basic housing defects.
Typical Amount of Assistance:
Up to $7,500 -- lifetime maximum
Key to Success:
Applicants must have limited resources and be unable to repay a loan. A SFH 504 grant may be combined with a SFH 504 loan.
When to Apply:
Year-round